Student Journey Map

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Broad classification of roles and responsibilities

• Process of loan approval and loan application documentation.
• Analysis of financial statements 
• Borrower profile analysis 
• Credit analysis 
• Risk management 
• Reporting and record keeping 

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Learnings outcomes of internship

• Understanding of role and importance of banks in the economy. 
• Describing the KYC requirements for each type of customer and categorizing the documents needed from the customer. 
• Compare and understand each type of loan, its nature, purposes for which it can be availed, tenor and other requirements. 
• Understanding the entire loan cycle from submission of application to disbursement of loan amount. 
• Analyzing corporate and personal financial statements to calculate loan eligibility, EMI, and tenor. 
• Analyzing the credit reports of organizations and individuals to evaluate the liabilities. 
• Understanding the regulatory guidelines.